Terms and Conditions

PART 2 — RAPIDZ APP TERMS (Consumer-Facing App Flows)

1.  THE SERVICES

1.1 The Rapidz App Services shall comprise the following services:

1. hosted Virtual Asset wallets (“Virtual Asset Wallet”) by Rapidz Group, that allow you to store Virtual Assets with us;

2. a fiat currency conversion service under which you may convert fiat currency into any type of Virtual Asset to be held in your Virtual Asset Wallet (“Fiat to VA Conversion“);

3. a Virtual Asset Exchange service under which you may convert Virtual Asset into other Virtual Asset (“Virtual Asset Exchange“);

4. a Virtual Asset transfer service under which you may transfer any Virtual Asset to another recipient, which may be the Virtual Asset Wallet of another user of the Rapidz App Services or an external recipient (“Virtual Asset Transfer“);

5. any other products or services listed in the Annexes (if any) or shown on the Rapidz App or our official communication channel from time to time.

You may also access some services and products which are offered by Affiliates of the Rapidz Group via the Rapidz App, such services and products may be governed by separate sets of T&Cs.

1.2 We reserve the right and without liability to you to:

1. change, update, cancel, remove, suspend, disable or restrict access to or discontinue the Rapidz App Services or change any features, component or content thereof, including the Account Protection Program in Clause 8, or to delist from the Rapidz App Services or otherwise cease to support any Virtual Asset;

2. decline, cancel, reverse, suspend, void or partially execute any Fiat to VA Conversion, Virtual Asset Exchange or Virtual Asset Transfer instruction; or

3. reverse, cancel, clawback, change any terms or refuse to honour any reward, bonus or payout for any incentive programmes regardless of your entitlement.

1.3 We reserve the right to suspend, restrict or terminate your access to any or all of our Services and to deactivate your account, including without limitation:

1. where it is our reasonable opinion that we are required to do so by Applicable Law or any court or other adjudicating authority to which we are subject in any jurisdiction in which Rapidz Group entities operate in;

2. upon reasonable suspicion that you may be in breach of these Terms or are otherwise trying to circumvent these Terms such as by opening multiple accounts or abusing any of our incentive schemes;

3. upon reasonable suspicion that a transaction is fraudulent or erroneous;

4. upon reasonable suspicion that your account has been compromised or the Services are being used in a fraudulent or unauthorised manner;

5. upon reasonable suspicion of money laundering, terrorist financing, fraud or any other financial crime; or

6. upon reasonable suspicion that you are conducting any fraudulent or illegal activities including but not limited to any Ponzi scheme, pyramid scheme, phishing or dark-net transactions; or

7. where any of your wallets with Rapidz Group entities or you are subject to pending litigation, investigation or government proceedings.

1.4 In the event that we decide to suspend, restrict or terminate your access to our Services in accordance with the provisions of this Clause 1, we will (to the extent that it is not unlawful for us to do so) provide you with adequate notice of such termination of Services. Suspensions, restrictions or terminations from the use of our Services will be reversed only as soon as reasonably practicable once the reasons for refusal no longer exist. We are under no obligation to execute any suspended, reversed or terminated transactions at the same price or on the same terms.

1.5 Clause 1.2 above may occur to all, or any specific group, or any individual user of Rapidz App Services. We do not guarantee that any specific content, component and/or feature will always be available on the Rapidz App Services.

1.6 In the event a Virtual Asset becomes delisted or unsupported for any reason, we will attempt to contact you and, to the extent practicable, provide you with an opportunity to transfer such Virtual Assets out of your Virtual Asset Wallet. If you fail to transfer such Virtual Assets out of your Virtual Asset Wallet promptly (and in no event to exceed any specific timeframe that we may specify in our communications to you), we reserve the right to liquidate such Virtual Assets in your Virtual Asset Wallet at the then-current price and deposit the proceeds in your Fiat Wallet (or, if you do not have a Fiat Wallet, to arrange to deliver the proceeds to you by another method).

1.7 You understand and agree that we may engage any third-party service provider or subcontractor to perform any or all of the services provided hereunder. We shall not be liable for any delay, loss or damage of any kind incurred from any services provided by any third-party service provider or subcontractor engaged by us. All claims in connection with the act of any third-party service provider or subcontractor shall be brought solely and directly against such party and/or its agents. Rapidz Group entities’ sole liability in relation to the services provided by any third-party service provider or subcontractor shall be limited to the use of reasonable care in the selection of such party.

1.8 Interactive Access via the Rapidz App.

The Rapidz App gives you interactive access to your Virtual Asset Wallet and Services, including the ability to:

1. view the balance and Transaction History of your Virtual Asset Wallet;

2. obtain instructions on how to load your Virtual Asset Wallet;

3. request a Virtual Asset Transfer from your balance held in your Virtual Asset Wallet;

4. request a Virtual Asset Exchange; ande) request a Fiat to VA Exchange.

1.9 Licence to Use the Rapidz App.

Subject to your compliance with these Terms, we grant you a limited, non-transferable, non-exclusive licence to use the Rapidz App as owned by or licensed through us on your Enabled Device and only for your own purposes, on and subject to these Terms. All other rights not expressly granted to you are reserved. If certain parts of the Rapidz App are offered under open-source or other licences, you will be informed and your use of those specific components will be subject to those licence terms only if there are inconsistencies between those terms and the terms outlined in these Terms.

1.10 Compliance with Terms.

You acknowledge and agree that your use of the Rapidz App Services is at all times subject to your compliance with these Terms and all other applicable terms.

2. ONBOARDING

2.1 By signing up to use the Rapidz App Services, you represent and warrant that:

1. you are at least Eighteen (18) years of age, or of legal age in your jurisdiction of residence or meet the minimum age requirement to have the legal capacity, right, power, and authority to accept these Terms.

2. you possess complete authority and ability to accept these Terms;

3. you are not impersonating any other person, operating under an alias or otherwise concealing your identity;

4. you are not a resident or a Tax resident of, and do not otherwise have any relevant connection with, any jurisdiction which Rapidz App has notified as being subject to prohibitions or restrictions on accessing or using the Rapidz App Services;

5. you are not a resident or a Tax resident of, and do not otherwise have any relevant connection with, any jurisdiction in which entry into or performing your obligations under these Terms or the delivery, holding, use or exchange of Virtual Assets is unlawful or restricted in any way or requires licensing, registration or approval of any kind; 

6. you will use our Services solely for your own personal use only and not for any commercial or business purposes;

7. you are not currently registered as a user of the Rapidz App Services;

8. you are not located in, under the control of, or a national or resident of (i) any international sanctioned countries, or (ii) any country to which the United States has embargoed goods or services; and (iii) are not identified as a “Specially Designated National” by the Office of Foreign Assets Control of the U.S. Department of the Treasury, or listed on any regulatory sanctions list published by European Union;

9. you are not placed on the U.S. Department of Commerce, Bureau of Industry and Security’s Denied Persons List;

10. you will not use our Services if any Applicable Laws in your country prohibit you from doing so in accordance with these Terms; 

11. you are the beneficial owner of (or if you are acting as a trustee, the legal owner) of any Virtual Asset or fiat currency subject to these Terms and forming the subject matter of the Services;

12. you are the sole ultimate beneficial owner of your account and not acting on behalf of or representing any other natural person, legal person or legal entity;

13. you are compliant with all Applicable Law requirements to which you are subject, including without limitation, all tax laws and regulations, exchange control requirements and registration requirements; 

2.2 To utilize the services of the Rapidz App, you must sign up as a user and furnish all information and/or documents requested by us. All information and documents, except where permitted by Applicable Law, should be in English, including those required by us from time to time to comply with Applicable Laws, to process your registration. If the documents are not in English (unless permitted by Applicable Law), you may need to provide us with an authorized English translation. We are not liable for translating any non-English documents, and we are not obliged to evaluate or process any documents that are not in English, except as permitted by Applicable Law.

2.3     By using the Rapidz App services, you consent to comply with all requests from us or our third-party service providers made on our behalf, relating to your usage of the services. This includes identifying or verifying your identity, validating your funding sources or transactions, or confirming your income and/or wealth sources. This may entail, among other things, requesting additional information that would enable us to identify you properly, such as asking you to take measures to confirm ownership of your phone number or payment instruments, or verifying your details against third-party databases or other sources.

2.4 We reserve the right, without having to provide any justification, to decline your application,or to suspend, terminate, or restrict your account or use of the Rapidz App services, and/or alter the registration or use requirements for the services, at any moment at our sole discretion.

2.5 We may conduct confidential verifications of the information you provide us or gather information about you through secure databases ourselves or via third parties. By accepting these Terms, you acknowledge that we or a third party acting on our behalf may conduct such verifications.

2.6 Upon registration and the use of Rapidz App Services, you give us permission to perform electronic identity verification checks on you, either directly or through third-party service providers, at any time.

2.7 You confirm and guarantee that any information provided to us, our affiliates or any third-party service providers is always complete, accurate, and current, and that in the event of any change, you will immediately update us, our affiliates, and third-party service providers with the revised and updated information. You are responsible for keeping us informed of any modifications to your personal information or other information provided during registration or throughout your use of the Rapidz App services. If we suspect that your information is incomplete, outdated, or incorrect, we may contact you and request additional information or ask you to repeat the verification process. Failure to provide up-to-date information or complete any registration steps may prevent you from using the Rapidz App services. You agree to indemnify us, our affiliates, and third-party service providers for any losses suffered due to your failure to provide complete, accurate, and up-to-date information at any point, including after the termination of our services.

2.8 Even if you have agreed to the Terms and completed the registration process in accordance with Clause 2.2 above, certain types of users are specifically prohibited from using certain features within the Rapidz App Services. Additionally, you confirm that you are not located in, under the jurisdiction of, or a citizen of any of the countries, states, or regions listed if you plan to use CSCs on any of the Rapidz App services.

3. YOUR DEVICE

1. You acknowledge and agree that, in connection with your use of the Rapidz App, you shall be responsible for the following, at your own cost:

   1. installing all hardware, software and communications services necessary for your use of the Rapidz App in accordance with these Terms;

   2. installing antivirus or other mobile security software on your Enabled Device to protect against any security or other vulnerabilities which may arise in connection with your use of the Rapidz App in accordance with these Terms; and

   3. installing updates and patches for the Rapidz App and your Enabled Device in a prompt and timely manner.

2. Regardless of any other terms outlined in these Terms, we assume that any Instructions received from your Enabled Device have been made by the rightful owner. It is your responsibility to ensure that your Enabled Device is secure and that your login and authentication details (including your username and password) are kept safe. You will also be solely responsible for any access to and use of the Rapidz App and its Services through your Enabled Device, even if such access and/or use was made without your knowledge or consent. We will not be held liable for any loss or damage resulting from such access and/or use.

3.  In any case that your Enabled Device is lost or stolen or has been accessed or used in an unauthorised way, you shall notify us of the loss and/or theft or unauthorised access and/or use by emailing us at contact@rapidz.io immediately. In addition, where your Enabled Device has been accessed or used in an unauthorised manner, you should, as soon as possible, reset the login and authentication details on your Enabled Device. 

4.  LIMITATIONS OF USE

By using our website and/or services, you warrant on behalf of yourself, your users and other parties you represent that you will not:

1. modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and software contained on our website or services;

2. remove any copyright or other proprietary notations from any materials and software on our website or services;

3. transfer the materials to another person or “mirror” the materials on any other server;

4. knowingly or negligently use this website or any of its associated services in a way that abuses or disrupts our networks or any other service we provide;

5. use our website or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;

6. use our website or its associated services in violation of any applicable laws or regulations;

7. use our website in conjunction with sending unauthorised advertising or spam;

8. harvest, collect, or gather user data without the user’s consent; or

9. use our website or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.

5.  CONDUCT

Without prejudice to the foregoing, you undertake not to (and shall not, knowingly or otherwise, authorise, allow or assist any other party to):

1. use the Rapidz App to conduct electronic spamming or otherwise distribute any unsolicited or unauthorised advertising, promotional or marketing material, junk mail or chain letters;

2. use the Rapidz App to perform illegal, unlawful or immoral activities including but not limited to money laundering, terrorism funding and fraudulent activities;

3. use the Rapidz App to upload content that contains or is infected with viruses, malicious codes, Trojan horses, is unlawful, immoral or illegal or contains any other harmful or deleterious program;

4. modify or adapt the whole or any part of the Rapidz App or combine or incorporate the Rapidz App into another programme or application;

5. disassemble, decompile, reverse-engineer or otherwise attempt to derive the source code, object code, underlying concepts, ideas and algorithms of the Rapidz App or any components thereof;

6. use the Rapidz App in any way that would violate our, our Affiliates’, or any third party’s intellectual property rights, such as copyright, patent, or trademark. You also agree not to take any action that infringes upon our intellectual property interests, including claiming ownership of any property that violates our intellectual property rights;

7. use the Rapidz App in a way that could damage, impair, disable or compromise the Rapidz App or the provision of the Rapidz App Services (or the systems or security of the Rapidz App or any other computer systems or devices used in connection therewith), interfere with other users, or affect our reputation. You undertake not to gain or attempt to gain unauthorised access to the account or wallets of other users;

8. engage in activities that excessively strain or overload our infrastructure, including our servers, networks, data centers, and other related equipment, or activities that negatively impact or take possession of systems, data, or information belonging to other users of the Services;

9. engage in any other activities deemed unsuitable by us or which are in violation of these Terms or any Applicable Laws;

10. provide incomplete, false, inaccurate or misleading information to us, our Affiliates or third-party service providers;

11. deposit with us any Virtual Assets or fiat currency forming part of the proceeds of any criminal or unlawful activity; or

12. demonstrate or use any aggressive, intimidating and/or violent behaviour or language towards our personnel.

6. RAPIDZ APP PAYMENT

We offer a payment solution within the Rapidz App that enables users to send Virtual Assets to other users and pay qualifying merchants with the Virtual Asset of their choice (“Rapidz App Payment”). A receipt will be sent to your registered email address once a Rapidz App Payment transfer or purchase has been confirmed.

All refunds will be made in Stablecoin regardless of the type of Virtual Asset you may have used to pay for your Rapidz App Payment purchase. All refunds will be subject to a handling fee of 10 Stablecoin, unless otherwise stated. Refunds below 10 Stablecoin or its equivalent will not be processed, except where required by law. 

The Rapidz App Payment feature is currently inactive and unavailable in the App. This clause remains to cover legacy transactions and potential future reactivation.

7. FORK

1. You agree and understand that the underlying protocols of the Virtual Assets networks are subject to changes (each a “Fork”) which are exogenous to us and may result in more than one version of such network (each a “Forked Network”). You further agree and understand that Forks may materially affect the value, function, and/or name and may result in loss of control or ownership, of the Virtual Assets you hold on the Rapidz App.

2. If a Fork occurs, it will result in the creation of a new Virtual Asset (the “New Forked Asset”) related to an existing Virtual Asset (the “Prior Asset”). You further understand, acknowledge and agree that each Fork may materially affect the value, function, and/or name, and may result in loss of control or ownership, of the Prior Asset that we hold in your Rapidz App account, and that the New Forked Asset may have minimal or no value.

3. Upon becoming aware of a Fork and to the extent that we have any rights or are able to take any action, in the event of a Fork, we may, in our sole discretion, temporarily suspend or amend any Rapidz App Services or any Virtual Assets for an extended period of time (with or without advance notice to you) until we have determined that such functionality can be restored. We may also determine, in our sole discretion, whether or not to support the Forked Network(s) and who should have ownership or receive New Forked Assets and/or benefits (if any). This could occur with potentially little or no warning and your ability to use the Services or Virtual Assets may be limited and subject to the Fork. In the event that we decide not to support any such Forked Network (“Unsupported Forked Network”), the Virtual Assets offered by such Unsupported Forked Networks will not be made available to you. Notwithstanding the foregoing, we may, in our sole discretion, obtain and retain the Virtual Assets offered by such Unsupported Forked Network as property belonging solely to us.

4. You understand, acknowledge and agree that you have no right, claim or privilege in, or with respect to, any New Forked Asset. If we do not support a New Forked Asset, you may not be able to withdraw the New Forked Asset promptly or at all; you may not be able to trade the New Forked Asset on the Rapidz App or otherwise on our platform; and you may lose any value associated with such New Forked Asset.

5. If we determine not to support a New Forked Asset, we may, in our sole discretion:

   1. obtain and retain the New Forked Asset as property belonging to us; or

   2. make the New Forked Asset available to you on a one-time basis, based on your holding of the Prior Asset at the time of the Fork, subject to the withholding and retention by us of an amount reasonably calculated to fairly compensate us for the cost of making such New Forked Asset available and subject to our withdrawal procedures. We will notify you only if we elect to permit a one-time withdrawal pursuant to (ii) above.

6. You acknowledge the risks presented by Forks and hereby accept that we have no responsibility for any losses or damage arising as a result of an Unsupported Forked Network.

7. We have no control or ability to influence the creation or implementation of a Fork or New Forked Asset. We cannot guarantee the security, functionality, or supply of any Virtual Asset, including the New Forked Asset or the Prior Asset. We are not liable for any change in the value of any Virtual Asset, whether resulting from a Fork or not. Additionally, a Fork could constitute a force majeure event beyond our control, which could affect the value of a user’s Virtual Assets. Therefore, we do not assume any liability for losses resulting from such events.

8. ACCOUNT PROTECTION PROGRAM

1. If we, in our sole discretion, determine there has been an Unauthorised Transaction, we may provide relief to you (“APP Relief”) subject to the remainder of this Clause 8 and your continued adherence to these Terms.

2. APP Relief shall not be available with respect to Rapidz App Payment and the Rapidz Card.

3. You must satisfy all conditions imposed by us under the Terms and as further clarified in the FAQs, as may be updated from time to time, in order to be eligible for consideration for APP Relief.

   
   

4. To assess your qualification for APP Relief, we reserve the right to ask you or other third-party sources for relevant information and documents. By sharing the requested information, you acknowledge and consent to us and our representatives or agents collecting, utilizing, storing, transmitting, and/or revealing the information to all necessary parties, including Rapidz App members or third-party service providers, located either within or outside the European Union. The purpose of collecting this information is solely to evaluate your eligibility for APP Relief.

5. The decision to grant APP Relief and the amount of relief (up to the maximum specified under Clause 8.8) will be made solely at our discretion. By accepting any APP Relief, you agree that we may offset any outstanding debts owed to us and that you waive any claims or rights against us for the full value of the Unauthorised Transaction. We also reserve the right to recover any full or partial payments made under this APP, or take other actions against you if we find that you provided false information or acted in bad faith, dishonestly, or fraudulently.

6. If we make a determination in your favour, we maintain any and all rights under these Terms which are consistent with that determination. Notwithstanding the rest of this Clause 8, you agree that we shall not be deemed to have waived any rights under these Terms (including our rights under Clauses 1.2 and 1.3), and that all such Terms remain in full force and effect in relation to all other Transactions and Fiat Withdrawals.

7. If we determine that you should obtain relief under this section, we may calculate your relief as follows, subject to the upper limit set out in Clause 8:

   1. In the case of a Transaction which is an Unauthorised Transaction, we will give you the amount of the relevant Virtual Asset or other Virtual Asset at our sole discretion that is up to the amount that was lost, reduced by any Virtual Assets / funds which may be recovered.

   2. In the case of a Fiat Withdrawal that is an Unauthorised Transaction, we will give you the amount that is up to the amount of that Unauthorised Transaction. This is regardless of whether the exchange rate of that currency relative to any other currency has changed since the date of the Unauthorised Transaction.

8. The APP Relief is:

   1. in the case of Virtual Assets, a maximum of USD 100,000 calculated at our discretion by reference to the USD price of those assets, either:

      1. as of the date of the Unauthorised Transaction; or

   2. as at the date that APP Relief is disbursed in the case of fiat currency, maximum of:

      1. either USD 100,000 if USD was the currency subject to the Unauthorised Transaction or transfer; or

      2. USD 100,000 in the currency of the Unauthorised Transaction or transfer, calculated at the conversion rate (as between USD and the second-mentioned currency) as at the end-of-day-average of the date of the Unauthorised Transaction.

9. You agree and acknowledge that we have the complete right and discretion to modify the terms of, suspend, or terminate the availability of APP Relief without prior notice to you. This includes instances where APP Relief becomes subject to any prohibitions or restrictions due to the implementation of Applicable Law in the Territory.

   
   

10. You agree and acknowledge that our decision under Clause 8 is final and conclusive, and you waive any right to appeal or contest the decision further. Additionally, you represent and undertake that you release all claims against us and/or our Affiliates upon accepting any full or partial relief under APP, regardless of whether we recover any funds or Virtual Assets in the future.

9.  AIRDROPS

9.1   If there is an Airdrop, we may temporarily suspend Rapidz App Services or any Virtual Assets     for a prolonged duration until we have assessed that the functionality can be reinstated. This may     happen without any prior notice to you, and your ability to use the Services or Virtual Assets may     be restricted and subject to the Airdrop.

9.2  If an Airdrop occurs, we may temporarily suspend any Rapidz App Services or Virtual Assets     until we have determined that such functionality can be restored. We may also credit any Virtual     Assets and/or benefits received by us to a Rapidz App account or participate in an Airdrop at our sole discretion. We will not be liable to the user for failing to credit any Virtual Asset or participate     in any Airdrop. If we do not support an Airdrop, we may claim the Virtual Assets and/or benefits for our own benefit. If a user receives any airdropped Virtual Assets and/or benefits, we may claim them and the user must return them to us. The user acknowledges that any Virtual Assets and/or benefits received in relation to an Airdrop does not create any relationship between us and the sender or related Virtual Asset network, and that we are not subject to any obligations as they relate to the sender or related Virtual Asset network.

10. OTHER PROVISIONS APPLICABLE TO OUR SERVICES

1. We reserve the right to execute or cancel any pending Transaction requested by you for Virtual Asset Transfer, Virtual Asset Conversion, or Fiat to VA Exchange based on our sole decision, including to comply with Applicable Law.

2. We securely store 100% of all Virtual Asset private keys in our control in a combination of online and offline storage. As a result, it may be necessary for us to retrieve this information from offline storage in order to facilitate a Transaction in accordance with your Instructions, which may delay the initiation or crediting of such Transaction for 48 hours or more. As a user of the Rapidz App Services, you accept the risk that a Transaction facilitated by us may be delayed and you agree not to hold us responsible for any loss or damage arising out of or related to such delay.

3. It is entirely your responsibility to assess whether and to what degree any Taxes apply to any transactions linked to the receipt or transfer of Virtual Assets or the Transactions you conduct, and to correctly withhold, collect, report, and pay the appropriate amount of Taxes to the relevant tax authorities. Your Transaction History can be accessed through the Rapidz App. We have no obligation, and we will not determine whether and to what degree Taxes apply, or calculate, collect, report, or remit any Taxes to any tax authority resulting from any transaction.

4. Loading Virtual Asset to your Virtual Asset Wallet and executing any Transaction is subject to our limits, which are specified in the Rapidz App. However, we can, at our discretion, apply specific limits to you. We might also ask you to provide additional information about yourself, your activities, or any associated individuals, provide documentation, and schedule meetings with our employees to discuss your Virtual Asset loading to your Virtual Asset Wallet or any Transactions you have completed.

11. ELECTRONIC COMMUNICATIONS

1. You are solely responsible for the security and accuracy of any Instructions you send using the Rapidz App, and you are bound by those Instructions. We will assume that any Instructions received from your Enabled Device via the Rapidz App are yours, and we have no obligation to verify that they are actually yours.

2. You acknowledge that when using the Rapidz App, any instructions and information transmitted may be sent over the Internet and could be routed through public, transnational installations that are not specifically protected. We cannot guarantee that such Instructions and information will be completely protected against unauthorised access, and you understand and accept the potential risks associated with using the App.

3. Any Instructions sent by you to us shall only be deemed to be received by us when we have successfully retrieved such Instructions from the relevant system and duly informed you of such receipt. In addition, any Instructions sent by you to any third parties (for example, network merchants) shall only be deemed to have been received by such third parties in accordance with their terms and conditions.

4. You agree without prejudice to any of these Terms, that, to the extent there are any terms in your local jurisdiction governing the time and place of despatch and receipt of electronic communication, to the maximum extent permitted under applicable law, such terms shall not apply to your use of the Rapidz App Services and that you shall be liable for any damage that may be caused through the use of the Internet (through loss, delay, misunderstandings, corrupted texts, unauthorised interceptions by third parties or duplicates).

5. You acknowledge and agree that in case of any disagreement related to your usage of the Rapidz App Services, our records, which include electronic, computer, and microfilm stored records, regarding your use of the Rapidz App Services and/or your details, including your transaction history, on any particular date, will be considered as conclusive evidence of their accuracy and authenticity. You also agree that these records will be binding on you for all purposes. Additionally, you acknowledge that such documents will be admissible in a court of law under applicable evidentiary law, rules, and regulations, without the need for further proof of their accuracy or authenticity.   

12. ACCURACY OF MATERIALS

The materials appearing on our website are not comprehensive and are for general information purposes only. We do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this website, or otherwise relating to such materials or on any resources linked to this website.

13.  FEES

1. Your use of the Rapidz App Services may be subject to certain Fees, which will, if applicable, be debited from your Virtual Asset Wallet. These Fees may be amended by us from time to time.

   
   

2. All applicable Fees on the Rapidz App are exclusive of any applicable Taxes, and the actual Fee charged will be increased to account for any such applicable Taxes. For the most up-to-date list of applicable fees and charges across all Rapidz products and services, please refer to the in-app Fees FAQ

3. We will issue a payment notice to you for any Fees or amounts that you owe us, including but not limited to any amount owed as a result of us exercising our rights under Clauses 1.2(b) or (c). If such amount is not repaid within 7 days from the date of notification, you confirm and authorise us to recover such amount from your other accounts with us by debiting any assets in those accounts.

14.  INTELLECTUAL PROPERTY RIGHTS

1. You acknowledge and agree that:

   
   

   1. the Rapidz trademarks and logos, and any other logos, service marks, product names, and other proprietary indicia used in the Rapidz App are the property of us or third-party licensors (collectively, the “Trademarks”);

   2. the intellectual property rights in and to the Rapidz App Services are either owned by us or licensed to us by third-party licensors;

   3. other than the licence expressly granted to you in these Terms, no other rights are granted to you in respect of either the Trademarks, the Rapidz App, or the Rapidz App Services; and

   4. no part or parts of the Rapidz App may be reproduced, distributed, republished, displayed, broadcast, transmitted, hyperlinked, adapted, or modified to create derivative works, commercially exploited in any manner or by any means, or stored in an information retrieval system without our prior written permission.

   5. Our services may include links to or integration with third-party providers. We are not responsible for the actions, content, or services of any third-party and your use of third-party services is subject to their own terms and conditions.

2. The intellectual property in the materials contained in our website and services are owned by or licensed to the Group and are protected by applicable copyright and trademark law.

15. LIMITATION OF SERVICES / TERMINATION / ACCOUNT CLOSURE

1. We have the right to terminate, suspend, or restrict your use of the Rapidz App Services at any time, and without any liability to you. This includes freezing your Virtual Assets or Virtual Asset Wallet, declining to process any transaction, or cancelling or voiding, wholly or partially reversing any transactions for any reason, including (but not limited to): 

   
   

   1. in the event of any breach by you of these Terms and all other applicable terms; 

   2. for the purposes of complying with Applicable Laws; 

   3. where we suspect that a transaction effected by you is potentially connected to any unlawful activities (including but not limited to money laundering, terrorism financing and fraudulent activities); 

   4. to remedy the effects of any defect in or compromise to any information system upon which we rely; 

   5. as may be informed by our internal monitoring policy and the profile of spending reasonably anticipated for the type of consumer group you belong to; or 

   6. in our absolute opinion that an order or transaction has been executed based on an aberrant value.

2. Apart from the privileges granted to us as specified in Clause 15.1 earlier, you explicitly give us the authority to make an effort, at our own discretion, to rectify, reverse or revoke any purchase or transaction for which we have identified an error, regardless of whether the error originated from you, us, or a third party. You admit that we may regard a purchase or transaction as faulty if its price significantly deviates from the market price during execution. When making such a determination, we will consider the circumstances surrounding the transaction and the interests of us and other market participants in ensuring market integrity and a just and orderly market. The factors that may be taken into account include, but are not limited to, suspicious trading activities, breaches of these Terms, disturbances or failures in the functioning of our platform or any related network or protocol, as well as any other extraordinary market conditions or circumstances that may necessitate the cancellation or modification of transactions to maintain a fair and orderly market.

3. You acknowledge and agree that:

   1. There is no assurance or warranty given by us that any effort to rectify, reverse, or revoke any purchase or transaction under Clause 15.2 will be successful;

   2. Merely stating that you made an error while submitting a purchase or transaction or that you did not pay enough attention to or update a purchase or transaction, or any other similar claim, may not be enough to prove that the resulting transaction was faulty;

   3. We have the authority to declare a purchase or transaction null and void, either in its entirety or in part, even if you (and, if relevant, the other party involved in a transfer) do not consent to cancel or modify it; and

   4. We will not be held accountable or liable for the mistake or any efforts to rectify it under Clause 15.2.

4. Your duties under these Terms will persist even in the event of the suspension or termination as mentioned in Clause 15.1 above.

5. You shall not be entitled to any payment, reimbursement, or compensation from us related to any restriction, cancellation, or termination of your use of the Rapidz App Services, regardless of the cause. Any limitation, suspension, or termination of your use of the Rapidz App Services, for any reason whatsoever, does not relieve you of any liability or responsibility that you have already incurred at the time of such limitation, suspension, or termination.

6. Our rights under Clauses 15.1 and 15.2 above shall be without prejudice to any other rights or remedies which we may have (whether under these Terms, Applicable Law or otherwise).

7. If you wish to suspend or terminate your access to and use of any of the Rapidz App Services or close your account, you are required to submit a request to us in such manner and form and accompanied by such information and supporting documentation as may be required by us to request for and effect such suspension or termination. You acknowledge and agree that you will be subject to such terms and conditions as we may consider applicable to such suspension or termination.

8. If your account has any existing obligations, commitments, or activities, including but not limited to a fixed-term loan, deposits, or lock-up or any amount due to us at the time of your account closure request, you agree that we are not required to proceed with such closure request until all such obligations, activities, or commitments have been fulfilled or expired.

9. If your account has been suspended or closed and there is a balance remaining in your account, you have the right to retrieve any Virtual Assets from your Virtual Asset Wallet and any fiat from your Fiat Wallet, except in cases where the law or a court order prohibits us from releasing such Virtual Assets or fiat. However, we may refuse to release Virtual Assets or fiat if we have reasonable suspicion that they were obtained through fraudulent or unlawful means, or if they are linked to any criminal activity. If you have any inquiries regarding this provision, please contact us at contact@rapidz.io .

10. We have the right to offset any amount that you owe us against any amount that we owe you, without giving you prior notice. This includes recovering any amount you owe us, regardless of whether the obligation is matured or contingent, and regardless of the currency, asset, or place of payment. If we do set off any amounts, we will promptly discharge them and settle the obligation. 

16.PRODUCT-SPECIFIC FEATURE TERMS

16.1 RAPIDZ EARN PROGRAM – GENERAL TERMS

a. Definitions

Unless otherwise defined, capitalised words in these Earn Terms have the meanings given in the Rapidz General Terms & Conditions.

“Earn” means the overarching program within the Rapidz App that enables users to generate rewards on supported assets through staking or lending products managed by Rapidz.

“Applicable Products” means the specific yield-generating features offered under Earn, which currently include: (i) Staking Products (e.g., SOL Native Staking, ETH Pooled Staking); and (ii) Lending Products (e.g., USDC Lending).

“Main Wallet” refers to the user’s wallet within the Rapidz App that holds liquid assets and receives deposits, withdrawals, and reward redemptions.

“Earn Wallet” refers to the user’s wallet within the Rapidz App that records balances committed to Earn Products and any credited rewards.

“Omnibus Custody” means pooled storage of multiple users’ digital assets under a single custody arrangement, with Rapidz maintaining ledger-based records to track each user’s entitlement.

“Supported Assets” means the digital assets eligible for Earn, as specified on the Rapidz App from time to time.

“Rapidz Fee” means the platform fee applied on gross rewards earned in connection with an Earn Product.

“Reward” means the net return credited to a user after deduction of the applicable Rapidz Fee.

“Rewards Accrual Date” means the date on which a deposit first becomes eligible for reward accrual, typically the day after the deposit is confirmed, unless otherwise stated.

“Group Entities” means Rapidz affiliates or subsidiaries that may support the operation of the Earn Program, including custody, pooling, or validator functions.

“Platform” means the Rapidz App and associated backend systems through which Earn is offered.

b. Scope of Terms

These Earn Terms supplement and form part of the Rapidz General Terms & Conditions. In the event of a conflict, these Earn Terms prevail in relation to the Earn Program. Each individual Earn Product has its own governing provisions (see Sections 16.2 and 16.3), which apply in addition to these Earn Terms.

Earn Terms establish the overarching framework, while product-specific terms provide detailed mechanics, thresholds, and risks.

c. Nature of Earn

“Rapidz Earn” is the umbrella program within the Rapidz App for features that allow verified users to generate yield from their assets.The current Earn Products include:

1. Staking Products – governed by this Section 16.2, where rewards are generated from on-chain validator mechanisms.

2. Lending Products – governed by Section 16.3, where rewards are generated from counterparties, liquidity venues, or lending protocols.

All Earn Products share a common lifecycle: deposit → accrue rewards → withdraw, but differ in terms of lock-in, withdrawal mechanics, timing of reward accrual, and fee structure.

Earn is not a standalone financial product. It is a program category under which multiple features are provided, each with their own mechanics, risks, and governing terms. Users should carefully review both these Earn Terms and the product-specific terms before participating.

d. Disclosure and Consent

By participating in Earn, you acknowledge and agree that:

1. Rewards are variable and not guaranteed. They may fluctuate, reduce to zero, or be forfeited under certain conditions.

2. Assets may be pooled with those of other users and/or Group Entities in omnibus custody. You will not have any right to recover specific units of any Supported Asset, only an equivalent balance.

3. Rapidz may delegate, lend, or otherwise deploy pooled assets at its sole discretion for the purpose of generating rewards.

4. Rapidz maintains accurate ledger records to track your entitlement, but custody may rely on third-party service providers (e.g., Fireblocks) and external counterparties.

5. Rapidz makes no representation that Earn is appropriate for all users or permitted in all jurisdictions. Service availability may vary.

By accepting these Terms, you provide irrevocable consent to Rapidz deploying or staking your assets in the manner it deems appropriate to generate yield.

e.Eligibility and Participation

1. Earn is available only to users who:

   • Are at least 18 years old.

   • Have successfully completed KYC Tier: Verified.

   • Are not located in a restricted jurisdiction.

   • Have an active Rapidz account in good standing.

     
     

2. Participation is only permitted once identity verification is successfully completed. Rapidz reserves the right to impose additional eligibility criteria, including enhanced due diligence for institutional users, and to restrict Earn access in response to regulatory requirements.

f. Fund Movement and Custody

When you participate in Earn:

1. Assets are debited from your Main Wallet and credited to your Earn Wallet.

2. Rapidz holds funds in omnibus custody and may delegate or deploy them to validators, lending protocols, or counterparties to generate rewards.

3. Upon withdrawal, unstaking, or redemption, assets are credited back to your Main Wallet.

4. Rapidz may use licensed custodians and technology providers (including Fireblocks) to safeguard pooled funds. Rapidz does not accept liability for delays, restrictions, or failures attributable to external custody or protocol providers.

g. Product Mechanics

1. Deposits: Each Earn Product specifies its own minimum and maximum thresholds. Deposits exceeding Main Wallet balance are rejected.

2. Withdrawals:

   • Staking Products may require fixed lock-in periods or network exit queues.

   • Lending Products generally allow instant withdrawal.

3. Reward Accrual: Rewards accrue daily at 00:00 UTC (unless otherwise stated). Eligibility typically begins on the day after the deposit is made. Withdrawn funds cease to accrue rewards immediately.

4. Reward Calculation: Rewards are calculated as (daily eligible balance × applicable rate ÷ 365), less the Rapidz Fee. Rates may vary daily and are dependent on validator/network performance or external protocol yield.

5. Display: Rewards are credited daily in the backend system. For transparency, weekly summaries are displayed in transaction history (typically every Sunday).

6. Examples: Illustrative examples of reward accrual, redemption, and fee deduction are provided in product-specific sections (e.g., Sections 16.2 and 16.3).

h. Fees

1. Rapidz charges a platform fee on gross rewards only. Principal is never reduced.

2. Fee rates differ by product and are published on the Platform.

3. Rapidz may amend fee rates at its discretion. Users are responsible for reviewing the Platform for updates.

4. Rapidz will make reasonable efforts to notify users of material fee changes via email or in-app notification.

5. No deposit or withdrawal fees apply.

i. Reporting and Valuation

1. Users can view Earn balances, transactions, and Reward distributions in the Rapidz App at any time.

2. Valuations displayed are based on prevailing market data, price feeds, or reference rates. These are provided for informational purposes only and may not reflect real-time on-chain values due to latency, network congestion, or third-party provider delays.

3. Reports serve as internal records of Rapidz. Rapidz is not liable for discrepancies caused by market volatility, oracle errors, or protocol reporting delays.

j. Representations and Warranties

By participating in Earn, you represent and warrant that:

1. You are responsible for maintaining the security of your Rapidz account, devices, and credentials.

2. You have read and understood these Earn Terms and any product-specific terms.

3. You have sufficient knowledge of blockchain, wallets, and yield products to evaluate the risks of participation.

4. You have conducted your own independent due diligence before participating.

5. You understand and accept that Earn involves risks, including but not limited to market, liquidity, counterparty/protocol, custody, operational, and regulatory risks.

6. You will comply with all applicable laws, regulations, and restrictions.

7. You are solely responsible for any taxes, fees, or charges arising from participation or rewards received. Rapidz may withhold, deduct, or set aside any amount of Rewards or principal where it is required to do so by applicable tax law, regulatory authority, or court order. Any such withholding shall be credited against your tax obligations and shall not be considered a breach of these Terms.Rapidz does not provide tax advice and disclaims fiduciary duties.

k. Suspension and Controls

Rapidz may delay, restrict, or suspend any deposit, withdrawal, or reward credit where required by:

1. Applicable laws or regulators.

2. AML/CFT or sanctions screening.

3. Fraud detection or prevention measures.

4. Security controls or operational risk policies.

5. Restrictions imposed by external custodians, validators, or lending protocols.

Where permissible, Rapidz will use reasonable efforts to notify users of a suspension and may reinstate access once reasons cease.

i. Termination and Suspension

1. Rapidz may modify, suspend, or terminate the Earn Program or any specific Earn Product (including Staking and Lending) at any time in its sole discretion. Where feasible, Rapidz will provide at least thirty (30) calendar days’ prior notice of termination or material changes. However, shorter or no notice may be given in circumstances including (but not limited to):

   • Compliance with Applicable Law, regulator instruction, or court order;

   • Security incidents, fraud prevention, or operational necessity;

   • Counterparty, validator, or protocol actions that impact the product; or

   • Market disruption, force majeure, or other events outside Rapidz’s control.

   
   

2. Upon suspension or termination:

   1. Rapidz will use reasonable efforts to return principal balances to users. Notwithstanding the foregoing, Rapidz does not guarantee the return of principal in all circumstances. Where counterparties, validators, custody providers, or lending protocols suffer loss, downtime, slashing, insolvency, or operational failure, you may lose part or all of your principal.

   2. Accrued or pending rewards may be reduced, delayed, or forfeited if required by law, regulatory guidance, network/protocol restrictions, or operational limitations.

   3. Rapidz may temporarily suspend the accrual of new rewards during the termination process.

   4. Users remain responsible for any taxes, fees, or liabilities associated with participation.

      
      

3. If any Earn Product (including Staking or Lending) is subsequently classified by a regulator, court, or applicable law as a security, collective investment scheme, lending arrangement, or other regulated financial instrument, Rapidz may immediately suspend or terminate the affected Product. In such circumstances, Rapidz will use reasonable efforts to return your principal, but accrued or pending Rewards may be reduced, delayed, or forfeited if required by law, regulatory guidance, or enforcement action. Rapidz shall not be liable for any losses or opportunity costs arising from such reclassification.

   
   

4. Service availability may vary depending on jurisdiction, and Rapidz reserves the right to restrict or withdraw access in certain regions as required by applicable law or regulation.

m. Risks

By using Earn, you acknowledge and accept the following risks (without limitation):

1. Market Risk: Supported Assets may fluctuate significantly in value, impacting the worth of balances and Rewards.

2. Liquidity Risk: Withdrawals may be delayed due to product-specific lock-ins, exit queues, or counterparty restrictions.

3. Protocol and Counterparty Risk: Validators, lending protocols, or liquidity venues may underperform, fail, or suffer downtime.

4. Custody Risk: Third-party custody providers may face incidents, insolvency, or operational failure.

5. Operational Risk: Service interruptions, outages, and hacks may occur. Rapidz does not guarantee uninterrupted, error-free operation.

6. Regulatory and Legal Risk: Laws or enforcement actions may restrict, suspend, or prohibit Earn services in certain jurisdictions.

7. Stablecoin Risk: Where stablecoins are used (e.g., USDC), de-pegging or issuer insolvency may affect redemption.

8. No Insurance: Earn balances and Rewards are not protected by any deposit insurance scheme (e.g., FDIC, PIDM, or equivalents).

For further detail, product-specific risks are described in Section 16.2 (Staking Risks) and Section 16.3 (USDC Lending Risks).

n. Limitation of Liability

1. To the maximum extent permitted by applicable law, Rapidz’s aggregate liability for any claims, damages, losses, or expenses arising out of or in connection with the Earn Program (including Staking and Lending Products) shall not exceed the lower of:

   1. the total Rapidz Fees actually paid by you to Rapidz in the twelve (12) months preceding the event giving rise to the claim; or

   2. one thousand United States Dollars (USD 1,000).

2. This limitation of liability shall not apply to liability resulting from fraud, gross negligence, wilful misconduct, or any other liability which cannot be excluded under applicable law.

o. Indemnity

You agree to indemnify, defend, and hold harmless Rapidz, its Group Entities, directors, officers, employees, and agents from and against any claims, actions, damages, losses, liabilities, costs, or expenses (including reasonable legal fees) arising out of or relating to:

1. your breach of these Earn Terms or any product-specific terms;

2. your violation of any applicable law, regulation, or third-party rights;

3. your misuse of the Earn Program; or

4. your participation in the Earn Program in a manner inconsistent with applicable rules or restrictions; or

5. any claims, investigations, or enforcement actions by regulators, counterparties, or other third parties caused by your conduct, omissions, or use of the Earn Program.

p. Force Majeure

Rapidz shall not be liable or responsible for any delay, suspension, or failure in performance of the Earn Program caused by events beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, epidemics, war, civil unrest, terrorism, government restrictions, labour disputes, strikes, embargoes, cyberattacks, market disruptions, network or blockchain failures, custody provider insolvency, or any other force majeure events. In such circumstances, Rapidz may suspend or terminate Earn Products without liability, and will use reasonable efforts to mitigate impact on users.

q. Regulatory Status

You acknowledge and agree that Rapidz does not operate as, nor is it licensed or regulated as, a bank, securities dealer, broker, investment firm, or financial institution in any jurisdiction, unless explicitly disclosed. Earn Products are offered strictly as custodial yield services. You are solely responsible for ensuring that your use of the Earn Program complies with the laws and regulations applicable in your jurisdiction.

r. Disclaimer

The Earn Program is provided “as is” and without any representations or warranties, except as expressly stated in these Terms. Rapidz Earn is not a deposit, bank account, or investment product, and funds committed to Earn are not insured by any government, deposit protection, or compensation scheme. Rapidz does not operate as a bank, broker, fiduciary, investment advisor, or licensed lender, and the Program is offered strictly as a custodial yield service. Participation in Earn is voluntary and at your sole risk. Rapidz makes no guarantee of uninterrupted access to the Earn Program or of any specific yield, rate of return, or outcome. Past performance of any Earn Product does not guarantee future results. Service availability may vary depending on jurisdiction, and Rapidz may restrict, suspend, or terminate services where required by applicable laws, regulations, or regulator instruction. Rapidz owes no fiduciary, advisory, or trust obligations to you in connection with Earn Products, and no relationship of agency, partnership, joint venture, or trust is created between you and Rapidz by your participation.

16.2. RAPIDZ EARN PROGRAM - STAKING TERMS

a. Definitions

Unless otherwise defined, capitalised words in these Staking Terms have the meanings given in the Rapidz General Terms & Conditions.

“Applicable Network” means the Proof-of-Stake networks selected by Rapidz for staking, which currently include the Solana/Ethereum network.

“Bonding” refers to the initial period when Staked Assets are queued to join the validator network and do not yet earn rewards.

“Earning” means the period when Staked Assets are actively delegated to a validator and generate rewards.

“Finished” means the status indicating that Staked Assets have been unstaked and returned to the user’s Main Wallet.

“On-Chain Rewards” means the rewards generated directly by the validator mechanism of the Applicable Network.

“SOL” means the native digital asset of the Solana network.

“ETH” means the native digital asset of the Ethereum network.

“Staked Assets” refers to SOL/ETH committed by a user to a Staking Offer.

“Staking Fee” means the platform commission fee applied by Rapidz to gross staking rewards.

“Staking Offer” refers to an offer made through the Rapidz App that allows users to earn rewards by staking SOL/ETH.

“Staking Rewards” means the net rewards credited to users after deduction of any applicable buffer and Staking Fee.

“Subscription Limit” means the maximum amount of SOL/ETH that Rapidz may accept under a Staking Offer, as determined at its discretion.

“Unbonding” refers to the period after unstaking when Staked Assets are waiting to become liquid and do not earn rewards.

“Validator APY” means the annual percentage yield generated by validator staking, which is subject to variability and network performance.

 “Exit Queue” means the Ethereum network withdrawal process applicable to validator unstaking, during which staked assets are illiquid and do not earn rewards.

b. These Staking Terms supplement and form part of the Rapidz General Terms & Conditions. In the event of a conflict, these Staking Terms prevail with respect to SOL/ETH staking.

c. Rapidz Earn and Staking

1. “Rapidz Earn” is the overarching program label in the Rapidz App for features that allow verified users to generate yield from their assets. These features include, among others:

2. Staking – governed by this Section 16.2, yield generated from on-chain validator rewards; and

3. Lending – governed separately under Section 16.3, yield generated from counterparties paying interest.

4. Accordingly, “Earn” is not a standalone financial product; it is a category under which specific features are provided, each with their own mechanics, risks, and governing terms.

d. Disclosure and Consent

1. By Subscribing to a Staking Offer you may earn Staking Rewards in exchange for providing Rapidz with your Staked Assets. Staking Rewards are variable and not guaranteed, the Staking Rewards may vary from time to time.Staked Assets may be commingled with assets of Rapidz Group Entities and other clients in hot or cold wallets. While assets may be pooled, Rapidz maintains accurate ledger records to track each user’s balances at all times. You will not have a right to recover any specific SOL/ETH, only an equivalent balance.

2. Rapidz Group Entities may, at their sole discretion:

   • Stake all or part of your SOL/ETH;

   • Act as validators on the Solana/Ethereum Network;

   • Delegate validator voting rights.

3. You acknowledge that Staking is an unregulated product and may not be covered by financial services laws in your jurisdiction. Rapidz may rely on third-party validators, custodians, or service providers to deliver Staking Offers. Rapidz does not guarantee the performance, solvency, or availability of any such third-party and assumes no liability for losses, downtime, or delays attributable to their operations.

4. Rapidz makes no representation that SOL/ETH Staking is appropriate for all users or permitted in all jurisdictions. Service availability may vary. By accepting these Terms, you confirm that you understand and accept the associated risks (see Clause 16.2- Risks) and explicitly consent to Rapidz using your Staked Assets for on-chain staking activities. Your consent to these terms is irrevocable.

e. Eligibility and Participation

1. Staking Offer are available only to users who:

   • Are at least 18 years old;

   • Have successfully completed KYC Tier: Verified; and

   • Are not located in a restricted jurisdiction.

2. Participation is only permitted once identity verification is successfully completed.

3. To participate, you must:

   • Select the amount of SOL/ETH to stake;

   • Agree to these Staking Terms;

   • Designate Rapidz App as validator (or its delegates);

   • Delegate validator voting rights to Rapidz.

f. How to Participate in Staking

1. By Subscribing to the Staking Offer, you can earn Staking Rewards in exchange for providing Rapidz with your Staked Assets. The only type of Digital Assets that you can use to subscribe to the Staking Offer is SOL and ETH.

2. When you Subscribe to the Staking Offer, you will be prompted to:

   • confirm the amount of SOL/ETH that you will Subscribe;

   • confirm your agreement to these Staking Terms;                                             

   • Declare Rapidz App as a validator on the Applicable Network; And  

   • Delegating any voting rights to us in relation to the Staking Assets.

   • Accept that validator withdrawal is subject to Ethereum’s exit queue and cannot be accelerated. (applicable for ETH Staking)

     
     

3. Digital Assets that you Subscribe to a Staking Offer will be treated as received when you subscribe to the Staking, provided that Rapidz reserves the right, at any time and from time to time in its sole discretion and without prior notice, to:

   • reject or remove Staked Assets from the Staking Offer;

   • specify a minimum or maximum amount of SOL/ETH required to Subscribe to a Staking Offer;

   • specify, introduce, alter or revoke Subscription Limits that may apply from time to time;

   
   

4. mandatorily redeem or otherwise return all or some Staked Assets of one or more users.

   The scenario of using the Staking Offer: